ETHICAL AND LEGAL DIGITALISATION: PROTECTING OUR PERSONAL DATA AND UNSOLICITED MESSAGES
INTRODUCTION In Adam Smith's traditional economy, the primary factors of production are land, labour, capital, and entrepreneurship. In today's digital economy, these factors have evolved into information, skill, capital, and entrepreneurship, with personal data (digital asset) becoming a crucial asset for wealth creation. It is therefore imperative to protect personal data rigorously. Digitalization has become a new way of life, bringing transformative business models alongside significant ethical and legal considerations. The use of Information and Communication Technologies (ICT) is limited only by the innovation and skill associated with digital transformation. However, the mere capability to implement certain technologies does not imply ignoring ethical or legal justification for their use, similar to limitations in medical science innovation and capabilities. The true value of digital devices like the Ghana Card lies not in the card itself but in the i